Central Oklahoma Insurer Bad Faith Attorneys Protect Your Rights Against Unfair Claim Denials

Edmond lawyers fight to ensure you receive the benefits you deserve

You spend considerable sums on premiums for insurance policies meant to protect you from various types of risk. When, despite the obligations set forth in a policy, your insurer fails or refuses to provide the benefits you are entitled to, it engages in insurance bad faith. The dedicated lawyers at Walsh & Franseen in Edmond are ready to help. We bring bad faith lawsuits in behalf of Oklahoma residents to force insurers to live up to their contractual duties.

Spotting insurer bad faith

When you file a claim, the insurance company assigns an adjuster to investigate the facts. Once that investigation is complete, the company should either pay the benefits you are entitled to or deny your claim, giving the reasons. However, this doesn’t always happen as it should. The company may prolong its investigation or procrastinate in its decision-making. They may make burdensome requests for documentation or make excuses for delay. Finally, they may give you a lowball payout or deny the claim entirely without stating adequate reasons. Any of these actions may constitute bad faith. 

Experienced attorneys handle all types of insurance bad faith

As experienced personal injury attorneys, we know bad faith when we see it. These are among its various forms:

• Denying legitimate claims — The insurance company might deny a claim for an invalid reason, such by misinterpreting an exclusion in your policy or the facts. Or it might falsely allege that you failed to satisfy a necessary precondition to receiving your insurance benefits.
• Failing to investigate and process claims properly — The insurer must conduct its investigation and process your claim diligently before reaching a decision on your claim, without requiring you to fill out unnecessary paperwork as part of the process.
• Violating contractual obligations — If your claim is covered by your policy and you have met all the conditions for payment, your insurer may not legally deprive you of your benefits.
• Failing to explain denials — Your insurer may not deny your claim without giving an honest and transparent explanation.
• Unreasonable delays and demands— Your insurance company may not unduly drag out the claim process. Such unreasonable delays often occur with health insurance claims.

If confronted with bad faith allegations, an insurer must be able to show that it had a good faith reason for its handling of the underlying claim.

Forceful advocates fight insurance bad faith

If you suspect insurer bad faith, we will conduct a prompt investigation. We begin by examining the relevant facts of your claim and then carefully reviewing your policy to determine your insurer’s obligations. If it appears your insurer breached any of its obligations, we will demand that it comply with the policy and engage in discussions to address any objections raised. Unless a fair and adequate settlement can be reached, we will bring a bad faith lawsuit. If your insurer is found to have committed bad faith, you can be awarded full compensation of your claim as well as your attorneys’ fees and other costs and expenses that are direct consequences of the insurer’s conduct.

Contact a skilled Oklahoma insurance bad faith attorney

At Walsh & Franseen in Edmond, we have wide experience dealing with cases of insurer bad faith in Oklahoma. We know how to hold insurance companies to their obligations. To schedule a free consultation, call 405-843-7600 or contact us online.